How investment works
A seamless path to profitable housing investment
01
Set your investment amount
Decide on your contribution, typically between 100,000 kr and 500,000 kr, matching 10–15% of the property value.
02
Get matched with a borrower
We connect you with qualified borrowers and ensure thorough credit checks for security and transparency.
03
Earn returns
Define a fixed annual percentage increase to grow your share in the property value every year. Monitor your investment growth linked to the property value over a 5-year term.
04
Exit or reinvest
Borrowers repay via refinancing, savings, or property sales, enabling you to recover and reinvest.
Risks
Understanding the risks involved
While investing with My Rich Aunt offers lucrative opportunities, all investments involve risks. We want you to be fully informed.
Even under stressed scenarios (e.g., 0% market growth for 10 years), your investment yields an average annual return of 13%. Borrowers always retain the option to sell to avoid over-indebtedness, securing your principal and return.
Market performance
In low or zero housing inflation, your returns may be less predictable.
Counterparty risk
Borrowers may face challenges in repayment. We mitigate this with pre-screened credit checks and fair agreements.
Property value
Stalled market growth could impact borrowers’ ability to repay through a sale.
2021 Cash contributions insights
See how your plan will perform over time
Choose the amount you want to invest on a monthly basis
This is the amount by which your investment will grow each year as a percentage of the value of the property. This can be between 0.5% and 2% depending on the risk and agreement with the borrowers. Your investment also increases in line with house prices.
What annual house inflation do you expect over the next five years? (%)
Housing inflation in Stockholm averaged 6% over 20 years but was below 1% in the last three years. In 2024, it returned to 6%.
Breakdown of housing prices
Discover your next investment opportunity
Explore detailed profiles of homebuyers to find the perfect match for your investment strategy.
Name | Monthly Income (kr) | Downpayment Saved (kr) | Loan Amount Required (kr) | Property Cost (kr) | Property Size (sqm) | Area | Created Date |
|---|---|---|---|---|---|---|---|
Jonna | 55000 | 180000 | 285000 | 3100000 | 28 | Sickla | 24/01/2025 |
Magnus and Brasse | 48000 | 220000 | 500000 | 4800000 | 52 | Kungsholmen | 24/01/2025 |
Mia and Klara | 60000 | 120000 | 360000 | 3200000 | 40 | Solna | 24/01/2025 |
Per & Bettan | 75000 | 80000 | 340000 | 2800000 | 38 | Bromma | 24/01/2025 |
How return on investment works
Let your investment grow alongside the property market
You agree to a fixed annual percentage increase (e.g., 3–5% yearly) for your share of the property value.
As property values grow, your return increases proportionally, resulting in substantial gains over time.
Example: Investing 250,000 SEK with 3% annual growth can yield
35–40% ROI within 5 years under normal market conditions.